Thursday, August 27, 2020

Historic Map Overlays in Google Maps

Memorable Map Overlays in Google Maps Innovation makes it fun nowadays to contrast maps of the past and their advanced reciprocals to learn exactly where the closest burial ground or church may have been or why your precursors went to the following district to record their familys deeds and essential occasions. Recorded overlay maps, which have been accessible for Google Maps and Google Earthâ since 2006, make this sort of cartographic exploration fun and easy. The premise behind a noteworthy overlay map is that it tends to be layered straightforwardly on current guides or potentially satellite pictures. By altering the straightforwardness of the noteworthy maps, you can see through to the advanced guide behind to look at the likenesses and contrasts among old and new maps, and study the adjustments in your chose area after some time. An incredible device for genealogists! Hundreds, and more probable thousands, of associations, designers, and even people have made memorable cover maps for the online apparatus Google Maps (pleasant for individuals who dont need to download the Google Earth programming). 120 authentic maps from the David Rumsey Map Collection, for instance, were coordinated into Google Maps a year ago. Extra noteworthy guide overlays you should investigate include North Carolina Historic Overlay Maps, Scotland Historical Map Overlays, Henry Hudson 400 and Greater Philadelphia GeoHistory Network. On the off chance that you truly love these notable overlay maps, you might need to download the free Google Earth programming. There are a lot increasingly noteworthy guide overlays accessible through Google Earth, than through Google Maps, including many posted legitimately by Google. You can locate the authentic maps in the sidebar segment named layers.

Saturday, August 22, 2020

Amazons Distribution Strategy

Amazons Distribution Strategy Presentation While taking a choice on the structure of flexibly chain, organizations should concentrate on its procedure, choice on activities and above all, appropriate arranging. In an organization, in light of the necessities of the client and plan of the frameworks, stream of flexibly chain the executives changes. While structuring, looking into continually at changed stages additionally assists organizations with separating different procedures in their flexibly chain. Amazon.com is an internet business organization with its essence worldwide and headquartered in Seattle, United States. Amazon.com, in its initial days managed Books however later on it expanded into a ton of other product offerings like Video Games, Electronics, Toys, Jewelry, Furniture, MP#s, DVDs among different items. Today they are a tremendous $75 billion association with an exceptionally various item portfolio and effective tasks round the globe. The new Kindle Fire Tablet PC is one of their most recent eminent item and their Cloud Computing business is one of the business chiefs. Passing by the income, development and market capitalization, Amazon is the fourth best beginning up everything being equal. Jeff Bezos began this astounding organization in 1994 with the aim of â€Å"Get Big Fast†. This procedure was a splendid one for the organization in US as they had the option to work with a serious lead time for conveyance after the requests were put. Presently this methodology was likewise set up for the extension in Europe. Not exclusively were the European markets socially not the same as US yet additionally the economic situations and the customer conduct desires unique in relation to a buyer in US. The difficulties here were not at all like the operational difficulties in US regarding transportation, loading and circulation. The report will investigate the difficulties that Amazon looked in Europe and the operational/gracefully chain choices they had make to conquer those difficulties, additionally, â€Å"How has globalization made vital fit significantly progressively essential to company’s success†. The suggestions/examination depend on the idea of centralization of the appropriation over a full mainland and the ideas instructed in the class. AMAZON US â€Å"Earth’s Biggest Bookstore† Amazon utilized the Internet to change the matter of purchasing books into a quick, simple and charming shopping experience. Amazon has more than 2.5 million diverse book titles in its kitty and is properly called the â€Å"Earth’s Biggest Bookstore†. From the earliest starting point, Amazon consistently kept the wholesalers and the distributers on their side which in this manner permitted them to keep a shortened stock and low stock holding costs. These tie-ups with wholesalers and distributing houses not just permitted Amazon to lessen costs on warehousing yet in addition get tremendous mass limits, for instance From a distributing house Amazon used to get a rebate of roughly 48% and around 41% from the wholesalers) Amazon possessed a general lead energy for conveyance of 4 to 7 business days over the entire nation of United States. Amazon built up its foundation immensely in the late 90’s and in the long run propelled their Music and Video organizations moreover. The thought was to â€Å"Get Big Fast† through enhancement and geographic development by having more conveyance communities in their business topography. Some would state that the extension of Amazon was the quickest development experienced by any organization for its circulation limit. Extending and making conveyance was the initial step, subsequent stage was to make sense of which circulation focus will convey which all items, given the way that Amazon extended in dissemination limit across topographies as well as regarding the product offerings in its item portfolio. The 3 parts of choosing the items to be conveyed by a circulation place are: Amazon utilized a great deal of frameworks to upgrade their activity proficiency. The ones which were the most great and fruitful are: Pick-To-Light System Radio Frequency Technology Voice Technology Pick Profiles Amazon Standard Identifying Number (ASIN) Execution estimating key measurements As Jeff Wilke, the Vice President of Operations at Amazon said about what Amazon had, Amazon immediately adjusted to the Six Sigma DMAIC surveys as an instrument to lessen varieties and deformities in its conveyance habitats. Jeff Wilke’s group followed 5 methodologies to improve stock administration Better guaging of client request by improving the capacity of the product by refining it to the tune of better expectation of the requests, both regular and territorial. This ensured danger of purchasing either excessively or too less was diminished. Better relations with the wholesalers and direct sellers to take into account any abrupt flood sought after for a specific top of the line book title. This was additionally used to get some required energy for the moderate speed titles. Accessible to-Promise Functionality: Amazon coordinated the gracefully chain the board frameworks of its providers with its own consequently getting a cooperative energy all the while. Presently amazon had the option to tell its clients the specific time span in which it could convey the items to them. For instance, on the off chance that an item is accessible with the Amazon circulation focus themselves, at that point the lead time for the conveyance of the item was inside 24 hours. However, in the event that the item was not accessible with the Amazon DC, at that point the lead time for conveyance expanded to 2 †3 business days. This permitted Amazon to have the data about the stock of the providers consistently at the thing level. Falling Buying Rules: These standards by Amazon figured out which provider was the best fit for which item as far as the cost and the choices for conveyance to such an extent that if the thing isn't accessible with the provider giving the best value then the following provider in course will be chosen for the conveyance. Outsource Orders: Amazon set aside some effort to receive this methodology which they ought to have embraced in the absolute starting point. As per Drop Ship technique, at whatever point the client arranges a thing and the dissemination focal point of Amazon doesn't have the item then Amazon submits the request on its provider. At that point rather than the provider dispatching the thing to Amazon DC and afterward the Amazon DC transporting the thing to the client, the provider straightforwardly sends the thing to the client, accordingly definitely diminishing the lead time for conveyance by expelling the superfluous strides of the flexibly chain items. Notwithstanding the previously mentioned procedures and systems, Amazon additionally utilized technique called â€Å"Postal Injection† or â€Å"Zone Skipping†. In this technique, the completely stacked truck from the appropriation community legitimately goes to the significant urban communities, effectively bypassing the postal service’s arranging centers where the conveyance parcels are arranged by the particular urban areas and states. AMAZON EUROPE The underlying focuses for Amazon were UK and Germany, fundamentally on the grounds that both these nations were the prime markets for book selling and web based buying in the landmass of Europe. Germany had an overabundance of 2000 distributing houses and UK had an abundance of 3000 distributing houses. Amazon made a procurement in Europe by securing Bookpages and TeleBuch in UK and Germany individually. Once more, in accordance with the thought followed in US, Amazon Europe needed to â€Å"Get Big Fast†. Both the UK Amazon.co.uk and German Amazon.de expanded their item portfolios by incorporating the music and video organizations alongside the books business at the very counterbalance of the climax of the particular developments in the two nations. Despite the fact that the opposition from the online book shops of the separate nations was savage, Amazon was fruitful in turning into the market chief in both the nations. The consolidated deals of the 2 nations crossed the 10% of the complete Amazon income mark, meaning the epic accomplishment of the geographic development. The following endeavor was in France. At the point when Amazon entered UK and Germany they did it through acquisitions, anyway when they entered France they didn't secure any settled organization, rather they got the business ready for action from the scratch. The equation was basic here as well, â€Å"Get Big Fast†, which is the reason the business began with the total arrangement of books, music, video, toys, et al. Development in International deals for Amazon developed by 74%, which thusly helped the European business to cross the 13.4% of the absolute Amazon income mark. Difficulties in recreating amazon’s US model in EUROPE In spite of the fact that Amazon was doing great in Europe yet the desire was high as they had the expectation to rehash the achievement of Amazon US in Europe as well. Anyway they were gone up against with some substantial difficulties from the European markets. These difficulties could be handled yet to do that they required some extreme change in the procedures that Amazon applied and received in US. The 4 fundamental difficulties were: Selling guidelines in Germany France The costs of the books being sold in Germany France were fixed. No limits could be offered on those costs. The selling model for Amazon in US was to offer limits on the costs of the books, which they got from the wholesalers and distributing houses. Here they couldn't give those limits that they jumped on the mass buys from the wholesalers and distributing houses. Installment choices In Europe, over 62% of the clients utilized checks to make the buys. The center competency of Amazon was online retail which implied web based buying by means of charge cards. This came as a significant test to Amazon as they didn't have any block or mortar store where the idea of installment through checks can occur. Distinctive flexibly showcase factors In US, Amazon depended intensely on the providers for the books. Anyway in Europe they endured a difficulty in view of the shortage of wholesalers and huge providers. In UK althoug

Friday, August 21, 2020

Hair Testimony Essay Samples

Hair Testimony Essay SamplesOne of the hardest parts of writing a testimony is finding testimony essay samples. The main problem is that testimony essays do not always look like what they are. They can be written out of something or just done randomly out of nothing but in order to write one you have to understand why it was written and the details that go along with it.Written testimony has been around for years. The first use of testimony in court dates back to the beginning of recorded history.Written testimony started out as simply a way to pass on something that someone had learned. Someone in their family, or someone who lived near them, might have passed on some knowledge, some training, or some skill and that person might want to pass on their knowledge or skills to someone else, in order to pass it on, they would write it down and they would pass it on.Since then, it has evolved in many different ways. Sometimes people would write the testimony because it was all that they h ad and they wanted to pass it along. Other times it would be because they wanted to teach someone something, and they wrote it down so that they could have proof that they had taught the person.In either case, you can use this type of testimony in a trial, and you can relate it to something that is going on in your life, something that may even be something personal story wise. It is an easy way to get the information down on paper, and it gives you credibility. Because the person who is testifying in the case does not know how to write, they have to rely on others to be able to relate something to what they are talking about.When you write a testimony in the courtroom, you can relate it to something personal and because it is personal, it will be more believable to people, especially the jury. The better the writing, the better the credibility. If you are looking for sample testimony essays, there are plenty of them on the internet, and if you look hard enough, you will find a lot of samples of testimony that people have written on the internet as well.As you are looking for examples of writing, remember, this is a great way to get the information down on paper and to the jury. If you are not sure how to go about writing a testimony, there are websites online that you can go to and get some help. You can also get a person to help you if you need it.You can look at videos of some of the best testimony that has ever been given, and when you look at those testimonies, you can get a very good idea on how to write a testimony. If you need help on a specific topic, you can always turn to those websites and read more about it. Look for a website that has samples of testimonies and you can use that when you are getting started.

Monday, May 25, 2020

The Development Of Human Growth And Development Essay

Human growth is a fact of life we all experience it whether we want to or not. It is what we are expected to do. There are many theories that are associated with human growth and development but one thing that remains true throughout is that all humans go through stages of development from birth to death. We all experience change in our life times. These changes help to shape us as human beings and hopefully as well adjusted human beings. Everything from our environment to our learning styles to our interactions with others can be described as human development and growth. Our interactions with scripture and how we interpret it is also part of our development. The Bible should play an important role in our development. It should be one of the many factors that contribute to it. We, as Christians, should learn what the bible says about human growth and development so that we may pass it on to future generations. Since we are relentlessly trying to explore human behavior, it should seem reasonable to Christians that their source of knowledge, the bible, should be used as the textbook on intellect and human behavior. This should be the most authoritative textbook on the subject of human behavior. It is respected, it is impartial, and should be the final word on the subject. It should not matter whether people accept the principles of God s Word or whether they agree with them or not, because every one (young, old, rich, poor, black, white, legal or illegal) areShow MoreRelatedPsy Human Growth And Development1488 Words   |  6 Pagesï » ¿ Human Growth and Development Name: Institution Affiliation: Human Growth and Development Introduction According to Jean Piaget’s theory of Cognitive Development children’s cognitive development formal operations is established at the cognitive development stage of about age 12 to 15 years. This is reflected in the child’s ability to reason adolescence hypothetically and independently on concrete states of affairs, with the structures represented by the logical combination systemsRead MoreThe Importance Of Human Growth And Development1952 Words   |  8 PagesHuman growth and development is an inevitable lifelong process that occurs in every individual’s life. Careful assessment and monitoring of the growth and development status are very important in the pediatric population. Health care providers must be knowledgeable about the growth and development expectations based on specific ages. There are four developmental areas that are carefully assessed in the pediatric population, they are physical development, language development, cognitive developmentRea d MorePsy / 280 Human Growth And Development1029 Words   |  5 PagesDeondra Braden January 19, 2015 PSY/280 Human Growth and Development Human Development Paper As a human race, in most circumstances we all go through similar stages of development. What most also be taken into account when assessing development is our ranging variations of individualism. Our individual development is subject to a never ending list on influences. Some influences we are born with and some are due to our own life experiences. Our personality comes from all that we are; weRead MoreEssay about Human Growth and Development1057 Words   |  5 PagesHuman Growth and Development Peter Nyarkoh PSY/280 July 17, 2010 Khurshid Khan Human Growth and Development Human growth and the life span perspective begin from the day of conception and continue throughout the life span. It is a lifelong process which involves periods and domains of very great importance. Psychologist, sociologist, and others have done many researches into the life span of humans and have made various conclusions as to how humans behave at any given time in the life spanRead MorePersonal Human Growth And Development Timeline944 Words   |  4 Pages Personal Human growth and development timeline Going through this class and learning about each of the different phases was interesting. To go through and see which ones I have personally experienced. When we started to get in late adulthood it was slightly depressing thinking about growing old and the factor of death. Each part of our development we go through will mater when we reach that point in our lives if you think about it in that context. That’s why it is important to know yourRead MoreThe Human Lifespan Is Full Of Growth And Development2184 Words   |  9 PagesMorgan Howard PSY 2023- Developmental Psychology Professor Hanselman-Scott 26 April 2015 The human lifespan is full of growth and development. Lifespan development is categorized into five major stages, which are the prenatal period, infancy, childhood, adolescence, and adulthood. While physical changes are obvious, we also develop in less obvious ways, such as cognitively and socially. Development begins during the prenatal period. This developmental stage begins as soon as the sperm meets theRead MoreHuman Growth And Development : Personal Issues1965 Words   |  8 Pages Human Growth and Development Personal Issues I am a young woman, who is about to turn 20, therefore I’m about to go into young adulthood. I am currently dealing with the problem of having excessive classes due to the fact that I want to finish Community College early and transfer. The reason for this is, I want to be able to live on my own and be more independent but also stay in school and get my degree required for my career. In result taking around 18 credits per semester is extremely difficultRead MoreHuman Growth and Development Case Study1726 Words   |  7 PagesIntroduction: In the following assignment I am going to outline the different patterns of development in adolescence such as physical, cognitive and socio-emotional in relation to Erik Eriksons Psychosocial development theory. I will then relate them to John’s situation and how his caregivers and other significant people in his life can respond to these needs. I will also identify other supports such as social groups and clubs outside of John’s immediate caregivers which could help support hisRead MoreArticle Review for Human Growth and Development821 Words   |  4 PagesJournal: Foster, J. D. Campbell, W. K. (October 2005). Narcissism and resistance to doubts about partners., Journal of Research in Personality, 39 (5), 550-557. Purpose: Research has been consistent regarding the interpersonal relationships of narcissists. Several lines of research on dating relationships suggest that narcissism is linked to lower relationship commitment which can cause relationships to function less effectively. Foster’s and Campbell’s research dissects those previous findingsRead MoreEssay about Human Child Growth and Development693 Words   |  3 Pageshelpful in learning language.   Ã‚  Ã‚  Ã‚  Ã‚  A child’s proper growth depends greatly on their nutrition and health. A healthy diet is essential to the developing child. Food should never be used to reward, punish, or bribe a child. Instead children should have three healthy meals with snacks in between. It is also important for children to have good self care behaviors (including bathing, washing hands, brushing teeth), and adequate sleep.   Ã‚  Ã‚  Ã‚  Ã‚  Rapid growth of the brain and nervous system continues during the

Thursday, May 14, 2020

The Role of The Parents and Family in Socialization Research Paper

Introduction Parents play a very critical role when it comes to socializing the children to what they become in future.   The earliest form agent of socialization is the family and this is also the most influential.   The family starts socializing the child from birth, when the child has not developed any form of socialization. The child internalizes the information they come across within the family environment through interactions with parents, role modeling and also reinforcement of behaviors that are desirable through parental approval and disapproval. Parental socialization is very important because it is the foundation of all civil behavior because it is in the family where children learn behaviors like language, body and emotional control, rules of public conduct and moral values. Besides a person’s future self esteem, emotional health and personality are shaped early enough by parents. Parenting Style and Its Correlates The article focuses on the two critical elements of parenting which are parental responsiveness and demanandigness (Darling, 1999).   According to her, since the turn of the 20th century developmental psychologists have been interested in how the children’s social and instrumental development has been influenced by parents.   She explores different parenting styles which she has categorized on whether parents belong to the low or high level range when it comes to parental responsiveness and demandingness. These four types of parenting styles include indulgent, authoritarian, authoritative and uninvolved (2). Darling defines parenting as a complex activity whereby different behavior patterns work together to influence how a child will be in future.   Thus, it is not possible to look at a specific child’s behavior in isolation as influencing a child’s overall well being.   Responsiveness as a parental style has to do with those parents who are warm and supportive and shows the extent through which parents deliberately foster individual development, self –assertion and self-regulation of their children by attuning, supporting and being acquiescent to the special needs and demands of their children (Erikson, 1985).   On the other hand, parental demandingness has to do with controlling the behavior of the children to make them integrate in the family through supervision, disciplinary efforts, demanding them to be mature and confronting the children when they disobey (Barber, 1996). The different parenting styles are as a result of patterns of parental and practices values that occur naturally and a balance of the responsiveness and demandingness. Indulgent parents are those who are permissive or nondirective and their way of parenting is more responsive.   Their approach to parenting is nontraditional and lenient mature behavior is not required and it focuses more on self-regulation and a conscientious committed approach to the children. On the other hand, authoritarian parents approach to parenting is highly demanding and directive and is not responsive (Klein, 1984).   To them, they expect their children to be obedient and expect them to obey rules without explanation.   There are clearly stated rules some of these parents’ ways of parenting can border intrusive and autocratic, while others are less authoritative.   Authoritative parents use an approach that is demanding and responsive.   They monitor their children’s conduct and impar t standards that are clear. Their approach is more assertive and less intrusive and they apply disciplinary methods that are more supportive and less castigatory.   Finally, uninvolved parents are low when it comes to responsiveness and demandingness. Their style in most extreme cases might include parents who reject and neglect their children, but most parents in this category seem to fall within the normal range. She concludes that each type of parenting styles leads to different outcomes in children. How a child develops social competence, academic skills and psychosocial development is highly correlated to how they were parented.   For example, children of parents who are authoritative grow up to develop better social and instrumental competencies as compared to those parents whose approach is not authoritative.   Also, children who grow up with parents who are uninvolved perform poorly in most areas of their life. My parents’ style of parenting was authoritarian.   They expected us children to obey the rules they had set without asking questions.   For example, it was mandatory that after school, we finish all our homework before doing anything else like going out to play. Not doing that would lead to strict punishment and being grounded.   They were very strict on the kind of people we related with and did not want us to socialize with other children whom they thought would be bad influences to our character. This type of parenting played a key role in how we were socialized in our family.   As I grew up, I came to appreciate the importance of discipline in everyday life. However, I had difficulties during my adolescence since the kind of parenting did not impart me with effective communication skills and had problems interacting with my fellow teens.   Nonetheless, I was able to overcome with time. Conclusion The type of parenting styles in families serves an effective way of predicting how a child will grow up and behave in future. Parental socialization is very important because it is it enables children to develop certain competencies that have a big bearing on their future lives. Each type of parenting serves an important role in a child’s life, whether it is responsiveness or demandngness.   Thus, the important thing is how to find the balance that will enable a child to grow up and become a better socialized person in future. References: Barber, B. (1996). Parental psychological control: Revisiting a neglected construct. Child Development, 67(5), 3297-3318. Darling, N (1999). Parenting Style and Its Correlates. Chicago: ERIC Publications. Erikson, E. (1985). Childhood and society. 35th anniversary ed. New York: W.W. Norto Klein, M. (1984). The Psychoanalysis of Children. London: Hogarth

Wednesday, May 6, 2020

Night And Unbroken Theme Analysis - 807 Words

For such a small word, â€Å"Family,† can mean so much. In a dictionary one may read family as people with common ancestors, but a true family is people who stick together and support one another at any cost. Both books, Night by Elie Wiesel, and, Unbroken, by Laura Hillenbrand display the theme of family relationships throughout the story. First, the theme family is portrayed by staying with family until extenuating circumstances make it impossible to be together. In Night, a quote that illustrates sticking together is, â€Å"If you wish, go there. I shall stay here with your mother and the little one†¦Naturally, we refused to be separated.† (pg 171) In this example, rather than going to a safe shelter with his former maid, Eliezer put himself in†¦show more content†¦In Unbroken, a strong quote that demonstrates this theme is, â€Å"[Pete] told the principle that Louie craved attention but had never won it in the form of praise, so he sought it in the fo rm of punishment. If Louie were recognized for doing something right, Pete argued, he’d turn his life around.† This quote supports the theme strongly because of all the bad situations Louie got himself into, Pete still always had unconditional support and faith in him, and in this scenario believed he was just a little lost and misguided. Constant belief and support is one reason why family is so important, so someone always has a person they can count on to help them when they need it, whether they know it or not. The last way family is shown in both the books Night and Unbroken is through teamwork. In Night, both Eliezer and his father protected one another. An example of this is a quote on page 89. Eliezer’s father states, â€Å"Don’t worry son. Go to sleep. I’ll watch over you,† and then Eliezer responds, â€Å"You first, Father. Sleep,† This quote shows how both Eliezer and his father had each others back, and worked together, for one another to ensure each other had the life they deserved. An example of teamwork in the book unbroken is in a passage from page 98-99, â€Å"Louie shouted to the cockpit for help. Phil yelled back that he was losing control of the plane and needed Cuppernell. Louie said that this was a dire emergency.Show MoreRelatedPerseverance Analysis. Many People Suffer Problemsin The1228 Words   |  5 PagesPerseverance Analysis Many people suffer problems in the world today. This includes terrorism and tyranny. It includes kidnapping and hate crime. It can also be cancer and starvation. Many have lived through problems like these and told the tale because they persevered. Through Hillenbrand’s Unbroken, Wiesel’s Night, and Lee’s To Kill a Mockingbird, perseverance is emphasized the readers by writing about characters, whether they are survivors of the Holocaust, a prisoner of war, or familyRead MoreThe Use of Symbolism in The Grapes of Wrath by John Steinbeck1052 Words   |  5 Pagesjust to survive. The Grapes of Wrath opens with a terrible description of nature gone bad. It shows men and women that are unbroken by nature. I think the theme is one of man verses a hostile and cruel environment. Kind of like his body being destroyed, but his spirit hasnt been broken. In my obviously laymens opinion, I think the method Steinbeck used to develop the theme of the novel was through the use of symbolism. To illustrate my opinion, take a look at the several uses of symbols in theRead MoreThe Poetry Of John Keats2017 Words   |  9 PagesIn the poems When I Have Fears that I May Cease to Be and Bright Star! Would I Were Steadfast as Thou Art, poet John Keats portrays a theme of romanticism through poetry. John Keats lived in London, England with his four siblings, his mother and father died when he was young. He was in the romanticism movement. He loved to write poems about romance and death. The two poems that i am writing about is When I Have Fears that I May Cease to Be And Bright Star! Would I Were Steadfast as Thou Art . PoemRead MoreThe Raven By Edgar Allan Poe Essay2246 Words   |  9 Pagestown’s folk ultimately shunned them for it. His marriage can be seen throughout this poem, there is references that draw me to conclude that he is in fact was upset over the feelings the town’s people have towards his marriage. Incest can be seen as a theme throughout this poem because of his references to Lenore, he wants to set free the pure Lenore. Which in his world Lenore represents Virginia his wife. â€Å"It shall clasp a sainted maiden whom the angels name Lenore – Clasp a rare and radiant maiden whomRead MoreEssay on the Works of George Mackay Brown1801 Words   |  8 Pagesconditions, life still carries on as normal. Take Kirstie and Amos; they continue their daily petty arguments whilst the world as they know it around them is slowly dying – Kirstie and Amos raged at each other so much that there wasnt a bowl or dish unbroken in the cupboard. Conversely, there are positive relationships between characters. Take Shell Story where all the old women of the village are supporting each other whilst feeding the seagulls. They see the gulls as reincarnations of their lovedRead MoreThe Great Gatsby By F. Scott Fitzgerald2312 Words   |  10 Pagesdream is very facilely realized, to a certain extent, by virtue of his immense zeal and idealism. As described by Nick in the novel, Gatsby has an extraordinary gift for hope, which has never been found in any other person: â€Å"If personality is an unbroken series of successful gestures, then there was something gorgeous about him, some heightened sensitivity to the promises of life, as if he were related to one of those intricate machines that register earthquakes ten thousand miles away.† (P.8). Read MoreCarol Ann Duffy2780 Words   |  12 PagesAnalysis by theme – Carol Ann Duffy CHILDHOOD Notes from â€Å"Originally† Repeatedly returns to the metaphor of childhood as a â€Å"country† – echoes of L.P. Hartley’s â€Å"The past is a foreign country; they do things differently there. Notion of past being intimately associated with place, and that adulthood is a journey away from it. â€Å"All childhood is an emigration.†/ â€Å"I want our own country†. Fear of being in an alien place as a child reflected in the alienation of adult life. â€Å"I lost a riverRead MoreAnalysis the Use of Stream of Consciousness in Mrs Dalloway8784 Words   |  36 PagesAnalysis the use of stream of consciousness in Mrs Dalloway BY Qian Jiajia Prof. Zhang Li, Tutor A Thesis Submitted to Department of English Language and Literature in Partial Fulfillment of the Requirements for the degree of B.A in English At Hebei Normal University May 8th , 2009 Abstract As one of the representative writers of novels of stream of consciousness, Virginia Woolf has made important contributions to the development of the technique of stream of consciousnessRead MoreDavid Copperfield9349 Words   |  38 PagesDavid Copperfield by Charles Dickens†¦. Analysis by: Shrook Essam El-Din Table of Contents: a- Abstract . b- Charles Dickens life . c- Similarity between Charles childhood and David Copperfield . d- Autobiographical Elements of David Copperfield . e- Plot summary . f- Major themes . g- List of references . a- Abstract : David Copperfield captured the hearts and imagination of generations of readers since the day of its publication. Charles Dickens chose the mainRead MoreEveryday Nightmare: the Rhetoric of Social Horror in the Nightmare on Elm Street Series6614 Words   |  27 Pagesfrequently analyzed from Freudian psychological perspectives and characterized as allegories of the psychological dynamic underlying the return of the repressed. Although the return of the repressed, especially repressed sexuality, is clearly the major theme in many stalker movies, this approach does not completely explain movies like A Nightmare on Elm Street, in which sexual repression is not a major conflict. Instead, the position offered here is that the Nightmare series is ultimately centered in a

Tuesday, May 5, 2020

Business Proposal Plan of Ashland Company

Question: Discuss about the Business Proposal Plan of Ashland Company. Answer: Introduction: The purpose of this business report proposal is to raise 100,000 dollars for the development of investigating department for Ashland Law firm.it will also show case the projected financials and the operations over the next 3 years. The law company is a New York that represents clients in the various cases. The essences of the department of private investigation is to provide services to both the individuals and attorneys in the targeted market (Barton, 2016). John Doe founded the law firm in the year 2009. The primary sources of the revenue of the Company will come the services offered from the private investigations of the people as requested by the attorneys and other individuals who may seek the services. Nonetheless, the management expects that a portion of the revenues will come from individuals who are separated and those who are planning to divorce due to the infidelity. (Barton, 2016) Many of the attorneys more often hires the private investigation firms to gather for them ev idence of the issues of infidelity to be able to present the findings to the court hearings. Moreover, this department would also provide the ancillary services example the surveillance. (Evans, 2015) Nonetheless, all the time the private investigation department will comply with all the state and the laws of federal regarding matters of investigations. It is also important to note this plan would look at the various aspects like the structure, the estimated costs, the timeline for the project, how am involved in this project and the benefits that is strived from this proposal. Nonetheless, it is important to look at the services that are provided by this department (Evans, 2015). Proposal development This proposal has been developed by Larry Ferguson directorate center. The project was identified at a workshop that was held to meet the growing number of the clients. (Ferraro and Brody, 2015) The number of the divorce cases were increasing in the firm and the firm needed a department to cater for investigation to be aligned as evidence in the courts. The directorate center have reported on the progress and have sought the advice from the firm on a number of occasion. The management of the company was also involved in the development of the plan in some ways. (Ferraro and Brody, 2015)The co-founder of the company John Doe has experience for more than ten years through the expertise he has he would be able to bring the operation of the business to the profitability. He has offered advice on to develop the proposal for the department of private investigation in the company. The essence of the development of the plan to make the law firm to be recognized as the local leader to their t argeted market for the services of private investigation and other related service to their clients (Sahlman, 2008). Structure In regards to the structure, the company aim in the establishment of a department of private investigation to probe the problem faced by the company in outsourcing the services from other company, which may be costly. The services that are aimed in the establishment of this department in the company are the surveillance, the background checks, and other services that are legally allowable in accordance to the private investigation federal law (Sahlman, 2008).The management of the organization will foresee the operation of this department of the organization. Nonetheless, they will hire various head to foresee the operation of the department effectively. There would be head to head the computer forensics wing, corporate investigations. Forensic accounting and the legal Surveillance Services. Besides, there are personnel who would be hired to carry the ancillary services that regards the testimonies of the experts and the testimonials in regards to findings, which were discovered in th e course of the private investigation (Simn and Revuelto, 2016). This structure of this department would be provided with all the support by the management to effectively carry their duties so that cases of the clients can be effectively be represented in the court hearing without prejudice nor favor. Estimated cost The co-founder of the company Mr. Doe is seeking to raise a bank loan of 100,000. The interest and the agreement in regards to the loan are to be discussed further through a negotiation. The business proposal plan it assumes that the business would receive a 9-year-old loan that has a fixed interest cost of 8.5% and the finances obtained would be used for the following; one of the aspect is for the development of the offices in the company for the new department. The second purpose it is for financing for the next six months of operation for the new department. Moreover, it would be used for the purchase of the equipment for the surveillance and the new company vehicles. Besides, Mr. Doe pledge he would contribute from his part 10000 dollars towards the venture. Sales forecasts (cost and benefits analysis) The firm expects a high growth rate at the start of the operation of the new department. They also expect the customer growth to increase significantly over the next six months. Below is the expected financials for the next three years. Proforma profits and loss on yearly basis Year 2009 ($) 2010 ($) 2010 ($) Sales 501,000 520,234 590,432 Operating costs 340,000 361,342 370,234 EBITDA 161000 158892 220198 Taxes, interest, and Depreciation 71,234 56,000 93,459 Net profit 89,766 102,892 126,739 Figure 1: comparison of the sales, operating costs and profits forecast. The graph above shows the sales, operating costs and the profit forecast for the next three years for the firm. The estimated funds The following tables shows the breakdown of how the funds would be used for the project of setting up the private investigation department. The projected estimate cost Project startup year 2009 $ The initial payment leases and the deposits 10,000 The working capital 34,000 The FF and E 24,000 The leasehold improvement 6,000 The security deposits 4,000 Insurance 4,500 Vehicles of company 16,000 The budget of marketing 8,500 The costs that are unforeseen 5,000 The total cost incurred 110,000 Figure 2: the costs and how the funds are used In the figure above clearly highlights on how the funds that would be used at the initial setting of the department.it shows the projected costs that are incurred for the projects and the percentages given for each. Departmental budget Personal plan yearly basis Year 2009 $ 2010 $ 2011 $ Owner 40,000 41,300 42700 The assistant of the owner 30,000 31000 33000 The staff of investigators 125,000 127,000 130,231 The book keepers 10,234 10,624 10,935 Administrative assistance 22,400 22,645 23,100 The totals 227,634 232,569 239,966 The number of personnel Year 2009 2010 2011 Owner 1 1 1 The assistant of the owner 1 1 1 The staff of investigators 5 5 5 The book keepers 1 1 1 Administrative assistance 2 2 2 Total 10 10 10 Figure 3: shows the breakdown of the personal expenses that would be incurred in the department for the next three years. Timeline The timeline for the project is the three years. The commencement of the project started 2009. The startup cost has been estimated and allocated appropriately for the project. The company has also sought a loan of 100,000 dollars at a fixed interest rate that will be paid in a period of nine years. The project will see the establishment of different components at the department of the private investigation. In the first year, the estimated costs would tool to 227,634 dollars to cater for all the expenses in the department. Nonetheless, this is projected to increase over the following two years. Involvement in the project As a financial consultant in the company, my work in the project is to review the proposed plan and advice as an internal expert to the company. (Sahlman, 2008) In addition, my role is to advise the management of the company on the best policies and implementation to adapt on the proposed project. In essence, this can be achieved through the projected through the cost benefit analysis that I will carry out to know how viable the project is, whether to adopt or not to adopt it. Nonetheless, the job description entails to help the company to make the most of the financial assets by helping them to understand on the investment and to create realistic and good strategies of financials. Benefits of the proposal On this business plan, it has helped in the identifying on the potential problems and identify opportunities of the business it may face. (Evans, 2015) In this case, the problem facing the organization was the high cost it was incurring from outsourcing the sources of private investigators for information to present in the court due to cases of divorce. The law firm was facing many costs when seeking these services. The business plan will also help to obtain the funding for the project. For example, the company sought to seek funds from the loan and a lease from the founder of the company. On this proposal, it would also give an exit strategy by providing a benchmark for the success of the company. If a business failure would occur, it would be a great loss to both the stakeholders and the business owners who in most cases are not objective on that reality. When there are solid, numbers in the business would tell if the business is untenable and helps in making on the best decisions to get rid of those components. Besides, a proposal will help the business to get advice that is objective from the business professionals based on the numbers of the investment (Thomas, Gudmundson, Turner and Suhr, 2014). Additional information to consider Project risks and mitigation There was a risk assessment of the project that was undertaken in relation to the internal procedures of the firm. (Barton, 2016) The summary of these risks is as below and how to mitigate them. On the first risk is safety when installing on the equipment of surveillance, this can be mitigated by following the required procedures in accordance to the regulation of the company. Another risk is how the department would influence of the information that is investigated by investigators, this can be handled in a manner that does not compromise the clients cases through set procedures that to be implemented (Barton, 2016). References Barton, A., 2016. The Munch: An Integrated Business Plan. Evans, V., 2015. The FT Essential Guide to Writing a Business Plan: How to win backing to start up or grow your business. Pearson Higher Ed. Ferraro, G. and Brody, E.K., 2015. Cultural Dimension of Global Business. Routledge. Sahlman, W.A., 2008. How to write a great business plan. Harvard Business Press. Simn-Moya, V. and Revuelto-Taboada, L., 2016. Revising the predictive capability of business plan quality for new firm survival using qualitative comparative analysis. Journal of Business Research, 69(4), pp.1351-1356. Thomas, D.F., Gudmundson, D., Turner, K. and Suhr, D., 2014. Business Plan Competitions and Their Impact on New Ventures' Business Models. Journal of Strategic Innovation and Sustainability, 10(1), p.34.

Tuesday, April 7, 2020

Achebe essays

Achebe essays After reading these two essays on racism in this novel, I did realize that racism was very present. However it is present only in strong under tones and is rarely blatantly exposed to the reader. Throughout his essay, Achebe talks of how Conrad used Africa as a background or setting only, and how he "set Africa up as a foil to Europe,"(Achebe, p.251). I interpreted this idea of Africa and Africans as more of an opportunity and less of a place or people when, Achebe says "The African as a human factor," (Achebe, p.257) Achebe does a wonderful job of revealing all the hidden racist characteristics of the novel, some that people might have never picked up during a casual read. He finds specific examples from the text, and points out that there is a lack of certain characteristics among the characters. Achebe then compares the descriptions of the "Intended" and the native woman. Explaining that the native mistress "fulfills a structural requirement of the story: a savage counterpart to the refined European woman,"(Achebe, p.255). This lack of human characteristics is what Achebe says contributes to the large amount of racism within Conrad's book. If we look at it like this, I learnt in religion that human expression is one of few things that make us different from animals, along with such things as communication and reason. If these characteristics are not given to a character in a book, what is an educated reader to think about that character? Especially in this case because this book takes place du ring a time when the Europeans believed it was their right to dominate and civilize all lesser cultures. C.P. Sarvan attempts to comabt Achebe's opinion of the differences between the two women. C.P. Sarvan said that Conrad viewed the native woman as a "gorgeous, proud, superb, magnificent, terrific, and fierce."(Sarvan, p. 284) This to me is where it gets very confusing, because now these to essay writers have made me believe that the mi...

Monday, March 9, 2020

Freshmen Presentation essays

Freshmen Presentation essays Self Discovery is key to friendship. Knowing who you are and what is important to you creates bonds and identifies boundaries. What does it mean to understand yourself? There are things inside each of us that make us unique, not just our talents, but those gifts, traits that make us who we are. They are the treasures God has blessed us with and it is people, places, events that help bring out these treasures in us. Self Discovery is key to friendship, now thats a motto that I completely ignored the moment I came to my new school back in my country. I just graduated sixth grade and Im entering seventh when I realized that I have to move schools. I was devastated and scared. The first day of school went by pretty normal, until it was time to eat lunch. Being a new girl, I dont have friends to sit with so I ended up not eating at all. I watched the activities inside the cafeteria from afar and what I saw scared me. There were groups of people and most of them are sitting with each other. Like the norm, there were the cool group, the geeks, the geniuses, the punks, and many other groups. Then there were those who are not part of a group. I observed those who arent part of any group and realized that their life must be miserable sitting alone in a table with no one but a book. I was scared to be like them. I desperately want to belong to a group, any group. Because I was afraid to be called strange and not be accepted, I tried to be like the rest of them. I completely trashed the values that my parents gave me and I turned my back on the things that I used to enjoy that are not considered cool. I started hanging out with the crowd and I started becoming well liked. I was so happy. Little did I know, that that happiness could end right there and then because it wasnt what I am, it ...

Friday, February 21, 2020

Essay Proposal Example | Topics and Well Written Essays - 250 words

Proposal - Essay Example Sims (71-2) observes that androids are so human like in tehir behaviour that they cannot be distinguished by a naked eye. The probelem is that we may have androids that mimick human behaviour and may be used for destructive purposes. This is perharps what Winkler (517) and Forrester (51) had in mind when he observed that almost all of the American heroes in folrklore were dubious charcters and it is shuddering to think of what such charecters can do if they had the power, considering that we have no control over how they may turn out. Having the ablcne of power in the circumstances partially aided by ‘tools’ that can kill quicky, and the circumstances, they find themselves in position of influence. But it is perharps the story of the ‘Little Red Riding Hood’ that should warn us given that holders of technology may rarely be challneged, and infact may be trusted by those they want to destroy (Perrault). But technology is niot all that bad. While Sutton and Sutton (231) observes that science represents man’s curiosity about his destiny, something he wishes it to occur, and indeed, through technogy that brings out the creativity in man, his dreams about his destiny become achieveable (Barlow 108). Barlow, Aaron. "Loss in the Language of Tomorrow: Journeying Through Tuscon on the way to Usher II." Gloria, McMillan, Donald Palumbo and C.W. Sullivan. Orbiting Rays Bradburys Mars: Biographical. Jefferson: McFarland & Company Inc, 2013. 105-116. Sims, Christopher A. "The Danger of Individualism and the Human Relationship to Technology in Philip K. Dicks Do Androids Dream of Electric Sheep." Science Fiction Studies (2009): vol. 36 no.1 pgs.

Wednesday, February 5, 2020

New Deal Essay Example | Topics and Well Written Essays - 1250 words

New Deal - Essay Example They could either develop programs from the bottom-up by federally generated job creation and welfare benefits thus forming social partnership with racial minorities and the working class including labor unions or they could give businesses freedom to correct the economy itself by expansion thus creating more jobs which would pump money back into the economy. Contrary to popular historic perceptions, the country was hardly moving in a socialist direction.   The New Deal represented the prevailing capitalist societal structure culture as, for an example, its policy continued the division between what was considered the worthy poor, mostly widows and their children and the ‘unworthy’ poor, which included just about anyone else, who were disregarded. The First New Deal (1933 to1934) decidedly orientated governmental policies toward big business.   The Second New Deal which began in 1935 was less pro-business in position, but in practice continued to support top-down economic growth.   Later in this stage of reform, the government increased its focus on antitrust enforcement and stronger regulations on business regulation but ultimately, big business maintained influence over essential decisions concerning investment, pricing and production. In addition, the government assisted industry by limiting competition. Rather than attempt to regulate businesses, New Deal advocates wanted to greatly increase the size and control of the government so that it could act as a counterbalance to private sector industries (Yantek, n.d.). When Roosevelt took office; the government was fairly simple in design with functions primarily limited to the necessities of administration. Afterwards, it was altered into a multifaceted agency controlling business and intruding into citizen’s liberties. â€Å"It is no exaggeration to say that he took the

Tuesday, January 28, 2020

What are the main risks faced by banks and how does a bank attempt to manage these risks?

What are the main risks faced by banks and how does a bank attempt to manage these risks? What are the main risks faced by banks and how does a bank attempt to manage these risks? All companies which have a profit maximising objective hold a certain degree of risk whether through microeconomic or macroeconomic factors. Banks also face a number of risks atypical of non financial companies due to the payment and intermediary function which they perform. Recent changes in the banking environment has lead to an increased pressure to maximise shareholder value, this means that banks take on a higher risk in order to gain a higher return. It is due to this increased pressure and market volatility that banking risk needs such effective management to ensure the banks continued solvency. Risk can be defined as an â€Å"exposure to uncertainty of outcome† measured by the volatility (standard deviation) of net cash flow within the firm. Banks aim to add equity to the bank by maximising the risk adjusted return to shareholders highlighting the importance of fully considering the risk and return business equation. Exposure to risk does not always lead to a loss, pu re risk only has a downside from the expected outcome but speculative risk can produce either a better or worse result that expected. Credit risk is the risk that the counterparty will fail to repay the loan in part or full. This includes delayed payments or any default on the loan agreement. It is widely know that credit risk is one of the most damaging risks to banks, for this reason there is usually a separate credit department run around a credit culture of the managements views. The objective of the credit department will be to maximise shareholder value added through credit risk management. To manage credit risk banks do sometimes take a security over the loan such as property or shares which the bank can take possession of in the event of default on the loan agreement. If the market prices of the security become volatile the bank may ask for more security to offset the probability of marginal default increasing. Credit constraints are implemented to make sure there is a restriction on certain loan agreements to a specific category of borrower, well defined credit limits will reduce the risk of adverse selec tion. Pricing the loan is a technique which uses a risk adjusted premium to determine the rate of interest on a loan, with the riskier the loan the higher the premium, although a higher interest rate may increase probability of default so must be monitored regularly. The final credit risk management method is to reduce credit losses by building a portfolio with diversification between low and high risk lending. This essentially offsets high risk and return lending with low risk and return lending to minimise any losses incurred. A similar but more specific concept to credit risk is sovereign risk involving risk that a government will default on a loan agreement from a private sector bank. This case is unusual because if a government sates that the default is due to movement of resources to resolve domestic issues it can declare the loan agreement void due to immunity in the legal process, this will barrier debt recovery through the taking the possession of assets and often leave the bank with partial or full loss of the loan. Debt repudiation is an extreme case where the government no longer recognises their debt or obligations to creditors. Due to problems and the high risk associated with government lending a foreign currency sovereign credit rating was defined in an attempt to enable informed investor lending decisions. An interest rate is a premium paid in order to consume resources in the present rather than at a later date. Interest rate risk is loss or gain in the value of a position due to changes in the interest rate, it is a speculative risk because the changes in interest rates can lead to both a positive and negative result. There are two types of interest rate which are fixed rate and rate sensitive, the simpler form of risk lies with fixed rate assets and liabilities because a change in the interest rate above or below the fixed rate with lead to a loss or gain in capital. Simulation approaches are highly complex and involve an assessment of the potential changes of interest rates on earnings, future economic value and impact on cash flow. Static simulations assess only the cash flow of on and off balance sheet activity, whereas dynamic simulations build a model predicting the future changes of interest rates and expected changes in the banks activity. The best known interest rate risk m anagement method is gap analysis. This is a detailed analysis of the gap between interest rate sensitive assets and interest rate sensitive liabilities over a specific duration. A rate sensitive asset or liability is defined by an asset or liability in which the cash flow changes in the same direction as interest rates. The changes in interest rates have a detrimental effect if there is a mismatch between rate sensitive assets and liabilities, this is because if the level of rate sensitive liabilities is higher than rate sensitive assets, an increase in interest rates will lead to less profits. High quality interest rate risk management can effectively increase or decrease the gap in order to maximise revenue. Operational risk is defined at the risk of loss from a breakdown in internal processes and/or management failure. This can occur through different events such as a law suit, systems failure, or damage to assets and its effects can lead to an increase in unsystematic market risk and liquidity risk. Although there has been significant importance placed upon operational risk there is at present still no clear method of measuring its risk and effects on a general basis. The Basle II provided three suggested methods of calculating the operating risk of a firm. The basic approach allocates capital using gross income as an indicator for the banks exposure to operational risk. The Standardised approach divides the bank into business units and lines and uses individual indicators to calculate a department specific level of exposure to operational risk. The final method of calculating operational risk is the internal measurement approach which allows each bank to use individual internal loss data to determine the capital allocation. Market risk is the risk of movement in the price function of financial instruments, resulting in the loss/gain in value. It is a speculative risk, measured by the probability in potential loss/gain in value of a portfolio. The risk occurs in two separate forms; Systematic market risk is caused by the price movement of all financial instruments due to changes in the macroeconomic climate. Unsystematic risk occurs when an instrument moves out of line with the rest of the market due to internal factors with the issuer. Systematic market risk can be prepared for in event of downturn in the economic climate by capital allocation to the specific risk calculated by the risk adjusted rate on capital. Value at risk is a measure of potential losses incurred to a portfolio due to adverse market price movements often used in risk management. Unsystematic risk can be offset by diversifications of investments into several different countries and/or industries affectively spreading the risk in att empt to avoid huge losses in specific sector investment. The diversification of investment into foreign countries may increase the potential probability of currency risk. Exchange rate flexibility exposes all firms with a short or long term position in any given currency to currency risk. Globalised markets have lead to increases in multinational firms and foreign investment, increasing the level of foreign exchange and political risks. Any exchange of money in a currency other than the firms home currency would be expressed as a purchase of foreign currency. Foreign exchange transactions can involve many forms of on and off balance sheet financial instruments. Duration analysis can be used to compare the value of foreign bond to the foreign or domestic currency interest rates. Measures of net risk exposure for each currency can be assessed using gap analysis and will be equal to the difference between assets and liabilities in each currency. Political risk arises through the risk of political interference in the operations of a private sector bank, the exposure of which can range between interest rate and exchange regulations to the nationalisation of the financial service industry. The main factors which have been stated as to affect political risk is internal or external armed conflict, democratic government, and government stability. The level of Liquidity risk can affected by many of the other risks and is defined as the risk that the bank will have insufficient liquid assets on its balance sheet and is therefore unable to fulfil financial commitments without the sale of assets; this is generated from a mismatch in size and maturity of assets and liabilities on the balance sheet or due to loan defaults with a surge of depositor demands. Day to day liquidity risk (funding risk) relates to the daily withdrawals and is predictable due to low depositor withdrawals, if there was a surge of withdrawals then many banks would rely in loans from the interbank market to cover the short term illiquidity. A more unpredictable risk also arising from increased depositor withdrawals is a liquidity crisis. The increase in withdrawals often stems from lack of confidence in the bank, this situation will force the bank to borrow at an elevated interest rate or rely on central bank intervention and deposit insurance to avoid a run . In this situation the central bank can provide provisions in the form of high interest loans or advances, however this is costly and can further damage the banks reputation. Ideally the bank could use a method of maturity matching to guarantee liquidity and eliminate the funding risks. This is the coordination of cash flow by matching the maturity of an asset with the maturity of a liability. This is unlikely to be a widely used approach as asset transformation is a key source of banking profit. Usually the bank will hold a certain level of liquid assets to reassure creditors and signal to the market that the bank is doing well, an increase holding of liquid assets will avoid the liquidity problem but due to a trade off between liquidity and profitability lower return on investments. The most widely used technique of managing banks liquidity is Gap analysis, the liquidity gap is defined by the difference between net liquid assets and unpredictable liabilities. This gives the abili ty to monitor available capital over time. Financial services differ from other firms because of the high level of financial risks that they assume through the payment and intermediary functions. It is therefore critical to manage the risks faced to ensure solvency and to maximise the firms value added. In some cases the management of an individual risk can have a positive or negative effect on another risk which shows that they are not mutually exclusive. Many of the main financial crises have risen from a combination of risks surrounding losses due to poor credit risk management, it is important to highlight diversification of a portfolio and asset liability management as influencing factors in effective risk management as they can reduce the probability of several risks. In the future it is important to continue developing new formal and quantitative risk management processes to ensure continues solvency within the financial services industry.

Monday, January 20, 2020

Chemical Control Agents Used Against the Gypsy Moth Essay -- Gypsy Mot

Chemical Control Agents Used Against the Gypsy Moth The gypsy moth (Lymantria dispar) is a highly disruptive species that can, and has played a distinctive role in the lives of many organisms. Included in these organisms are various deciduous trees and shrubs, wildlife species that share the same environment, and even humans. The gypsy moth destroys the beauty of woodlands via defoliation, alters ecosystems and wildlife habitats, and disrupts our own lives. It should therefore come as no surprise that the U.S. Department of Agriculture and many other agencies have taken huge steps to help diminish populations of this small, yet persistent species. In an effort to control these overwhelming populations, five chemical control agents have been used to suppress and/or eradicate the gypsy moth. Following, is a discussion of each chemical and their potentially hazardous effects on humans. The first chemical control agent is Bacillus thuringiensis var. kurstaki (B.t.k.); a bacteria isolated from diseased silk worms and flour moths. The potency of B.t.k. varies among insects and readily destroys lepidopteran larvae within approximately one hour of ingestion. More than 1 million pounds of B.t.k. is applied annually in the U.S., primarily via aerial spraying, but also by ground spraying. It does not persist long in the environment (losing its activity by 50% within 1-3 days), has not been seen to replicate in gypsy moth predators, and does not accumulate in the soil. There seems to be a low level of concern regarding human B.t.k. exposure, although B.t.k. formulations have caused eye, skin, and respiratory tract irritations, especially in ground workers. Some claims reveal that a majority of these workers were not equipped with ... ... 8) U.S. Department of Agriculture, Forest Service, Northeastern Area State and Private Forestry, Summary: Final Environmental Impact Statement, Radnor, PA, 1995. 9) U.S. Department of Agriculture, Forest Service and Animal and Plant Health Inspection Service, Gypsy Moth Suppression and Eradication Projects, 1985. 10) U.S. Department of Agriculture, Forest Service and Animal and Plant Health Inspection Service, Gypsy Moth Managment in the U.S.: a cooperative approach. Environmental Impact Statement; Appendix F Human Health Risk Assessment, 1995. 11) Wargo, Phillip M., Defoliation by the Gypsy Moth: How it Hurts Your Tree, U.S. Department of Agriculture, No. 223, 1974. 12) White, William B., Hubbard, Schneeberger, and Raimo, Technological Developments in Aerial Spraying, U.S. Department of Agriculture, No. 535, 1974.

Sunday, January 12, 2020

Common risks, threats, and vulnerabilities Essay

1. What are some common risks, threats, and vulnerabilities commonly found in the LAN-to-WAN Domain that must be mitigated through a layered security strategy? A layered security strategy will encompass Rouge protocols such as Bit mining and P2P, Unauthorized network scanning and probing, and unauthorized access to the network. 2. What is an Access Control List (ACL) and how is it useful in a layered security strategy? An ACL is a Control list which will allow or deny traffic or devices based on specifications defined in the ACL. This ACL generally is applied and configured on Firewalls. It is useful in a layered security approach because from an External standpoint it become the first line of defense when hosts attempt to connect to the network. 3. What is a Bastion Host? Provide an example of when a Bastion Host should be used and how. A â€Å"Bastion Host† is a host that is minimally configured software firewall containing only necessary software/services. These are also referred to as bare metal or â€Å"lite† and is managed to be overly secure through a minimalist approach. All traffic coming is directed to the Bastion or â€Å"screened host†. Outbound traffic is not sent through it. The most common threat to the Bastion Host is to the operating system that is not hardened with additional security applications. 4. Provide at least two examples of how the enclave requirement to place a firewall at the perimeter can be accomplished. a. Placing a firewall between two routers and another firewall before a DMZ would be the best requirement choice to use 5. What is the difference between a traditional IP Stateful Firewall and a Deep Packet Inspection Firewall? a. IP Stateful firewall inspection takes place in layer 4, when traffic attempts to traverse the firewall a requested a source port and a destination port pair become part of the session allowing the source to receive information. Stateful inspection firewalls solve the vulnerability of permitting all the high numbered ports by creating a table containing the outbound connections and their associated high numbered port(s). b. Firewalls utilizing deep packet inspection provides enhancements to Stateful firewalls’ Stateful firewall is still susceptible to attack even if the firewall is deployed and working as it should be. By adding ap plication-oriented logic into the hardware, essentially combining IDS into the firewall traffic. Deep Packet Inspection uses an Attack Object Database to store protocol anomalies and attack  traffic by grouping them by protocol and security level. 6. How would you monitor for unauthorized management access attempts to sensitive systems? Acl’s and audit logs can be leveraged to confirm which station is attempting to make the unauthorized connection. 7. Describe Group ID (Vulid): V-3057 in the Network IDS/IPS Implementation Guide provided by DISA? A management server is a centralized device that receives information from the sensors or agents 8. What is the significance of VLAN 1 traffic within a Cisco Catalyst LAN Switch? Describe the vulnerabilities associated if it traverses across unnecessary trunk. VLAN1 traffic will contain the STP or spanning tree traffic, CDP traffic, and Dynamic trunking traffic to name a few. If unnecessary traffic traverses the trunk it could cause the switch instability causing it to go down or become inoperable. 9. At what logging level should the syslog service be configured on a Cisco Router, Switch, or Firewall device? Syslogs traps should be configured at levels 0-6. Logging Level 2 10. Describe how you would implement a layered, security strategy within the LAN-to-WAN Domain to support authorized remote user access while denying access to unauthorized users at the Internet ingress/egress point. To implement a layered security strategy for remote user access, we would start with an application based login, such as a VPN -SSL authentication then pair it with LDAP on a radius or Tacacs+ service. LDAP is bound to Active directory which will leverage Role based access controls to check group permissions. 11. As defined in the Network Infrastructure Technology Overview, Version 8, Release 3, describe the 3 layers that can be found in the DISA Enclave Perimeter layered security solution for Internet ingress/egress connections (i.e., DMZ or Component Flow). 3 types of layers found in the Enclave Perimeter Component Flow include the Network layer security, Application layer security and security of the actual applications themselves. 12. Which device in the Enclave Protection Mechanism Component Flow helps mitigate risk from users violating acceptable use and unwanted websites and URL links? The Web Content Filter 13. True or False. The Enclave Protection Mechanism includes both an internal IDS and external IDS when connecting a closed network infrastructure to the public Internet. True, it is required to have external IDS as well as internal IDS. Requirements include having a firewall and IDS in between the internet facing router and the internal, â€Å"premise†, and router. 14. True or False. Securing the enclave only requires perimeter security and firewalls. False, securing the enclave includes a layered firewall approach both on the inside and outside of the network. Sensitive data can be secured from other segments of the internal network (internal) as well as Internet links (external). 1 5. What is the primary objective of this STIG as is relates to network infrastructures for DoD networks? STIG, or Security Technical Implementation Guide, is an intended guide to decrease vulnerabilities and potential of losing sensitive data. The guide focuses on network security, giving security considerations for the implemented network. The STIG also covers the level of risks and the associated acceptable levels to said risks.

Friday, January 3, 2020

Sight and Blindness in Oedipus the King Essay - 1048 Words

The Irony of Sight and Knowledge in Oedipus the King People equate ‘seeing’ to gaining knowledge. Expressions such as â€Å"I see† and â€Å"seeing truth† are used to express understanding of something, but is seeing really the same as knowing? In Oedipus the King, Oedipus’s inability to grasp the truth is despite the fact that he is physically able to see contrasts Teiresias’s knowledge of the truth even though he is blind. The irony of the blind man being knowledgeable, and the seer becoming blind to the truth suggests that the idea that knowledge is not related to physical sight. In the beginning of the play, Oedipus is able to see but does not know the truth about who killed Laius. At the conclusion of the play, Oedipus is†¦show more content†¦You can’t hurt me or anyone else who sees the light-you can never touch me.† (10) Here Oedipus is suggesting that Teiresias is inferior to anyone who can see, including himself, and is not a threat to them. Oedipus is wrong because the fact that Oedipus has the advantage of sight over Teiresias is not comparable to the knowledge that Teiresias has. This is yet another example of dramatic irony. It may seem that Oedipus has the advantage over Teiresias because Teiresias is blind, but the knowledge of who Oedipus really is is far more important. A lot of the irony of Oedipus’ blindness also occurs at the end of the play, when Oedipus makes himself physically blind. â€Å"†¦, he digs them down the sockets of his eyes, crying, You, youll see no more the pain I suffered, all the pain I caused! Too long you looked on the ones you never should have seen, blind to the ones you longed to see, to know! Blind from this hour on! Blind in the darkness-blind! (46) At this point, Oedipus is confirming a line said early by Teiresius that â€Å"to see the truth when the truth is only pain to him who sees!† (6). Oedipus is now in exactly the same position that Teiresius was when he mocked him, physically blind but seeing the truth. Teiresius, the blind prophet, happens to be one of the very few people to know who Oedipus really is and what he has done, however he wishes he did notShow MoreRelatedSight And Blindness In Oedipus The King789 Words   |  4 PagesCaleb Cho Ms. Kim English 373H 5-October- 2017 Tension Between â€Å"Sight† and â€Å"Blindness† Essay - Rough Draft Deep in the forest lived a blind man named Carl. Once a week Carl would travel to the nearest city to buy supplies and food. One day, a young boy decided to play a trick on Carl, the boy would catch a bug, and then ask if the bug was alive or dead. If Carl said â€Å"alive† the boy would crush the bug and show Carl the bug was dead. 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EvenRead MoreThe True Vision of Blindness in Oedipus Rex by Sophocles Essay959 Words   |  4 Pagesthey are blind to it. In Oedipus Rex by Sophocles it is easy to see how blindness affects the transition of the story. It is said that blind people see â€Å"in a different manner† because they sense the world in a totally diferent way, such as Teiresias in the play. Oedipus Rex is a tragedy due to the content the Sophocles, the playwright, decided to include, first, murdering his father, king Laius, t hen marrying his mother, Jocasta, and ending by blinding himself. Oedipus has been blinded to the truth